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Welcome to Florida All Risk Insurance

Welcome to Florida All Risk Insurance, your trusted partner for comprehensive insurance solutions in Florida. Based in St. Petersburg, our experienced agents serve clients across the state, ensuring personalized attention and exceptional service.

We specialize in a wide range of insurance products, including homeowners insurance, flood insurance, auto insurance, commercial insurance, commercial auto, general liability, and umbrella insurance. Our commitment to putting the consumer first drives us to work diligently on your behalf, providing quick responses and competitive rates.

As an independent agency, we have access to a diverse array of dependable carriers, offering more options than many other agencies. This flexibility allows us to tailor insurance plans to your unique needs, ensuring optimal coverage and peace of mind.

Our expertise extends to collaborating with realtors and lenders, streamlining the closing process for a hassle-free experience. Whether you’re looking for protection for your home, vehicle, business, or more, Florida All Risk Insurance is here to navigate you through the complexities of insurance with ease and professionalism.

Let us safeguard your assets and future with our comprehensive insurance solutions.

Contact us today to discover how we can serve you.


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What clients say

Dawn P is an amazingly kind, efficient and honest Insurance Broker that anyone can hope. She is a breathe of fresh air and an absolute professional. I highly recommend Florida All Risk Insurance for your home insurance needs!

-Shaffee Bacchus

Very easy to deal with! They got me the very good pricing and took care things fast!

-Aaron Westerdahl

During the condo purchasing process I was in the market for H06 insurance coverage. I found Florida All Risk Insurance to be professional, agile and straightforward. My agent Dmitri and I worked through the various discounts that would apply in my case and he quoted all the insurers that underwrite...

-David Bloshuk

We are new to the state and Paula was wonderful on educating us about the differences from our home state. She was patient and informative as we looked at various types of houses located varying distance from the water. Highly recommend.

-Margaret Hughes

Jeremiah Flynn saved us again. Jeremiah helped us get better insurance for less money. Progressive pulled out of Florida home insurance and left us hanging. We now have better insurance for less, home and vehicles. Thanks . Good job

-Darrell Lakey

Dawn P is an amazingly kind, efficient and honest Insurance Broker that anyone can hope. She is a breathe of fresh air and an absolute professional. I highly recommend Florida All Risk Insurance for your home insurance needs!

-Shaffee Bacchus

Jeremiah Flynn is great to work with. Topnotch experience thus far!

-Brandon Hobbs (American Rentals)

They have been great to work with. They work to get coverage other people can't.

-Kurt Palermo

Angela Reynolds is a superstar insurance Agent! Her communication is excellent as well as her attention to my needs! She laid out all my options so I can easily understand for ultimately making my insurance coverage decisions. I highly recommend her to any family or friends!

-Matthew Richter

Victoria E. went above and beyond to help us get our auto insurance. She is a pleasure to work with!

-Robin Garrett

Jeremiah is awesome! Very professional. If you want to save a lot of money- call Jeremiah today!!

-Nik Reschetnjak

Jeremiah was great. Florida, all risk insurance help me. When the other ones wouldn't return my email or phone call.

-Dang Ferg

Angela was absolutely amazing! Courteous, kind, professional efficient. I absolutely would recommend her. Thank you again for all of your help

-dana nose

As first time home buyers, Florida All Risk made finding home insurance and flood insurance a breeze. Florida All Risk found me the best coverage without breaking the bank, and the process was so simple. Very responsive and available to answer any and all questions.

-James Gregorich

Jeremiah provided excellent service. We switched over from another company and he saved us $6000 from the best quote they were offering us can’t wait to do future business with them on our other policies. Thank you for going the extra mile.

-Fred and Tania K

So happy with Jeremiah Flynn, my home insurance increased 2500 and when I called my current agent he said nothing can be done and just be happy I had insurance. I was referred to Jeremiah and he not only saved me money but I gained better coverage! I’m definitely going...

-Floyd jones

We worked with Mandy to get insurance for our new home and she was amazing! Not only did she offer us great rates for the coverage requested but with a tight closing on the horizon she went above and beyond, expediting the final paper work to insure our lender received...


I needed homeowner's insurance after my previous insurance company did not renew me due to them not dealing with my previous insurance agent. I called around my county and was told I could only get Citizens insurance which was my last resort. Then Florida All RIsk Insurance and Zach Moore...


I have referred many people to Jeremiah Flynn at Florida All Risk for a variety of insurance needs and ALL have been very happy with their experience. Jeremiah is diligent, transparent and knows the insurance market better than anyone in the industry. HIGHLY RECOMMEND!

-Jack Tyrrell

I had the pleasure of working with Jeremiah Flynn from Florida All Risk Insurance and I can't express how satisfied I am with the insurance services he provided. From the very beginning, his honesty stood out. He took the time to understand my insurance needs and provided me with clear...

-Rohit Lalwani

I am a realtor for Coldwell Banker and have sent many clients to Jeremiah Flynn. He is always professional, follows up with you and has taken great care of my clients sent to him. Thanks Jeremiah for all your hard work!

-Jeremiah Flynn

I recently switch to Florida All Risk Insurance, the transition was easy and painless. I never had a worry or concerned my agent Mike Goreski was not only friendly and knowledgeable, But he also led me each step of the way, it was smooth sailing from that day forward, and...

-Kathy Serino

Samantha Sweat is amazing!! I am a real estate agent and she gets all my clients GREAT rates on homeowners insurance. She even gets great rates on auto insurance. I will stick with her!! You should check her our for all your insurance needs.

-Alexandra Gilbert

If i could give a best agent award. I would give it to James Fellenz at Florida All Risk Insurance. He is professional, very helpful:throughly explained all coverages to me and has a rapid response time. I will continue to use James as my agent for all my future insurance...

-Karlamooor Tetteh

Florida All Risk Insurance got me the best deal for car insurance. I shopped around quite a bit too. Email communication has been great which is preferred for me. Thanks Samantha S.!

-Rachel Van Note

I don’t usually have time for reviews but my experience was amazing. My agent, Christie Leach went above and beyond to help me. Thank you again.

-R. A.

This is a great insurance company. Whether you looking for home insurance or car insurance, they will work to find the best deals. They are prompt to reply and move quickly to get things taken care. I highly recommend them. They are also listed on Dave Ramsey's list of Endorsed...

-Darrell Kinsman

Switching my insurance to Florida All Risk Insurance because the customer service and product knowledge is unmatched! I worked with James Fellenz and he was very helpful every step of the way - highly recommend!!

-Michelle Vila

Miranda Bua helped us save a nice sum of money on our Homeowners insurance. She was patient and thorough through the process. We would refer Miranda to anyone looking for a professional insurance experience. Well done Miranda!!

-Peter Molin

The nicest people and best deal! Found them through Dave Ramsey who's s philosophy I appreciate very much.

-Nadi G.

I would like to share that Samantha Sweat was my agent. She was very kind,prompt and helpful at answering all my questions. I would highly recommend!

-Jenn Purcell

Not your typical insurance agent. He goes the extra mile to be sure you have the right amount of coverage for your situation. Customer service is outstanding. Wont be long till your on a first name basis with this guy. Already recommended to all my friends and family

-Christen Dudley Harloff

Mike is the type of Agent who will go above and beyond for his clients to make sure they are fully satisfied. Excellent service and professionalism.

-Brett McLees

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